Could Karen retaliate by saying she never got the required proof? I think she could cause a missed payment or two. Probably it's not Karen, it's the stupid law that requires a piece of paper every x years.
Hit and run is different; the car is insured, regardless of the driver. If criminal, they will interview to see if the owner was driving, who else had access to the car, and so on.
Grok is chosen because Musk spent $250+ million to elect Trump and is expected to underwrite the 2026 elections. Also, a lot of Trumps and their friends are invested in SpaceX. So they give them money too, but use OpenAI or Claude. I have a feeling that the military likes Claude more