"defi" is an interesting concept that gained a lot of traction over the summer. Over $10 billion in crypto assets has been deposited in various protocols such as Aave which is like a decentralised bank operating on ethereum.
If you had told me last year that we would have a pandemic, lockdown, massive economic recession and job loss and now riots and protests etc and all at the same time I probably wouldn't have believed it. I'm starting to think the world is a lot more fragile than we all thought.
I had an idea yesterday for an alarm clock that requires a qr code to turn off, checked and there's been one out since 2012 with millions of downloads. Tough to find low hanging fruit.