> But the corollary, which the article doesn't really acknowledge, is that reforms like credit card interest caps and the Credit Card Competition Act would substantially limit consumer access to credit.
That's a good point, and of course there are downstream affects of this, but I wonder if that's a bad thing. We're not talking about reduction in ability to access say mortgage debt or something of that nature, we're talking credit card debt. Making it possible for a person to be in $10k, $20k, $40k+ in extremely high interest credit card debt doesn't seem like a positive for our economy overall to me. It really just masks the root of the problem, which is that people are working paycheck to paycheck and can't afford the occasional emergency.
Author here! I promise I didn't use Claude for any of this. I will admit I'm working on developing a "voice" in my writing, so maybe that's what you're sensing. Thanks for the read anyway.
>It pales compared to the $3,000 a year in interest towards the national debt I'm responsible for.
Thinking of country-scale finances in the same way you think about personal finance is wrong in many ways. Take debt for example. As an individual, it's arguably best not to have debt at all. As a country, sovereign debt is the foundation of the world's money supply and fuels continuous economic growth.
Also, though the U.S. has $31 Trillion dollars of debt, $22 Trillion of that belongs to U.S. domestic traders.
If we were to cut our debt down to zero, we'd cripple ourselves with taxes and stifle growth. We'd have zero debt but we'd be sent into a massive economic depression, and that would likely ripple out across the planet.
> And finally, they did not have to raise Game Pass prices to improve the profit margins. Of course, consumers pulled out.
Myself and 2 of my friends stopped our subscriptions the day that happened and never went back. I know it’s anecdotal but I’m happy to see others did the same.
CEOs do get there with lots of politics in almost all cases. It’s all about who’s ass you kiss and who’s ass you don’t and if you’re lucky with timing things might just fall into place.
I think it’s exceedingly rare that a CEO is actually competent at their job. In most cases it’s the labor class propping the company up, and in some cases the workers are doing so against the wishes of the CEO. Not that executives want to ruin the company, they’re just incompetent and therefore make terrible decisions constantly.
It’s already irreversible, but it’s just disappointing to see how the U.S. administration has chosen to actively fight against it, while other countries like China are embracing reality.
It’s actually funny if you don’t think about it too hard. The U.S. president is trying to make us more reliant on fossil fuels, while starting a war in Iran that’s led to the global fossil fuel market to be negatively impacted, forcing most Americans to pay more for fossil fuels. Who could have seen that coming? We’re doing great!
I hate ads to the point I either pay or use other means to avoid ads in basically everything I use
- NPR (I pay, happy to support)
- Podcasts (I skip ads, using a client that supports that)
- Movies/TV/Music (I self-host, thank you open source community!)
- Twitch (I pay 1 creator 6$/mo and must watch 40+ hours per month)
I don’t have mainline social media downloaded on my phone, I sometimes visit reddit.com and see the ads that aren’t blocked by ad block but I find myself visiting less often recently anyway.
All of this to say, pay a bit and put in some work and you can avoid 95% of ads
Admittedly, I’ve gone through waves of feeling scared for the future of software engineering. I manage many people so I care about them and their futures. But the more I use AI in writing software, not just vibe coding, the more I align with this perspective. And the way I see it, when AGI does come it’s going to affect a whole lot more than the software engineering job market. That’s global societal-level impact type stuff. We’d have to reckon with if work (meaning a 9 to 5) is truly a requirement to thrive in life. Spoiler, it isn’t.
> Using existing CLI directly: No context wasted on tool definitions
Can someone explain this to me? I've seen claude code try to run a not-well-known package and it basically shot in the dark a command, noticed that failed, then ran the help command for the cli tool to get a list of commands and what they do.
How is that different than passing the tools with an MCP? Like how are we saving context?
I love accessibility, I just want to preface what I’m about to say with that.
I found this site hard to read. I’m reading on my phone btw.
The text is too big for me and the line height (space between lines really) isn’t right, it’s too spaced out. Can I read it? Absolutely, I just can’t read it as fast as I normally would. It’s like when my mom hands me her phone and the text is so large I can barely operate it for a while, then I eventually get used to it to a certain extent.
What’s funny is this itself is an accessibility issue in the opposite direction of most accessibility issues. Just goes to show users should really be able to have their own text preferences reflected on the web.
fwiw I got one of the first products listed on amazon when you search mycorrhizal fungi and I'm seeing the same effects stated by the grandparent comment
Interesting, their price bump announcement actually just went and made me upgrade to lifetime (at $250 while I could) instead of write them off completely.
Netflix will never allow you to pay a one time fee for life, neither will any other streaming service on the planet.
Meanwhile, plex is a company that has employees. If I like plex, use it heavily, and want to support them I can do so with money. There are alternatives that are completely free, but I don’t like them as much and the minimal cost for plex is totally worth the value for me.
I mean.. did he turn anti-Elon or did society turn anti-Elon when Elon started doing insane shit? Reminder: Elon bribed his way into leading a self-formed and now essentially defunct government organization to "save costs" but failed to do so in any meaningful way. He did that like a year ago. Meanwhile, the dude made BILLIONS off of government tax breaks, and still leaches off the government with his other companies.
Frank being against Elon speaks less about Frank and more about Elon in my eyes.
> The real danger was not allowing smoking because if you ban smoking, people will smoke no matter if it's banned.
This same concept is why full prohibition never works. People who want to do something will find a way and it often comes at the cost of being more harmful to society than if they were allowed to do it in a controlled environment.
Yep, many older people right now don’t have a smart phone and never will.
As long as some younger people stay that course we should be fine. Hopefully we’ll see an increase of dumb phone adoption in a growing cohort younger adults. But the FUD spread in threads like this actually spreads misinformation and makes that less likely to happen
Working on https://bonsave.app/
Personal site: https://allstead.dev