I work as a software engineer for a fortune top-500 company.
I get more upvotes on my tech content than my financial content. It’s probably because I have a degree in I.T. and I do not have a degree or certification in Finance(yet). Do not count anything I say regarding finance as financial advice. I am in my late 20s but have about 15 years of experience with stocks. Mostly from winning virtual stock trading competitions and because I find that crap interesting.
I cannot be held liable for any capital losses you may incur.
Submissions
Owl Alpha – A free model for agentic workloads (prompts logged / closed-source)
openrouter.ai
2 points·by webninja··0 comments
Grok 4.3
docs.x.ai
4 points·by webninja··0 comments
Tencent used Anthropic's Claude to fine-tune it's new Hy3 AI model
reuters.com
2 points·by webninja··0 comments
Amazon to offer OpenAI models on AWS after Microsoft exclusivity ends
aboutamazon.com
1 points·by webninja··1 comments
Why the Chicken Crossed the Road, According to Various Entities
dynomight.net
2 points·by webninja··0 comments
I quit drinking for a year
dynomight.net
82 points·by webninja··111 comments
Samsung may post first-ever mobile division loss this year, blaming RAM crisis
9to5google.com
4 points·by webninja··4 comments
Constellation Draw
neal.fun
4 points·by webninja··0 comments
Software engineering may no longer be a lifetime career
seangoedecke.com
10 points·by webninja··5 comments
Oct. JOBS Report Worst in Years: 12k added vs. 120k expected by Dow Jones
cnbc.com
4 points·by webninja··2 comments
2023 Interest Costs Reach $659B Due to Wasteful & Unbalanced Govt Budget
crfb.org
7 points·by webninja··0 comments
Federal Interest Payments Now Exceed Defense Spending
forbes.com
3 points·by webninja··0 comments
U.S. Government Now Spends More on Debt Interest than National Defense
crfb.org
81 points·by webninja··105 comments
Americans Aren’t Making Babies, and That’s Bad for the Economy
bloomberg.com
4 points·by webninja··0 comments
Goldman, Malaysia Reach $3.9B Settlement over 1MDB
bloomberg.com
1 points·by webninja··0 comments
Tesla CEO Elon Musk named their baby XÆA-12 Musk
today.com
6 points·by webninja··3 comments
Schizophrenia: The Insanity Virus
discovermagazine.com
2 points·by webninja··0 comments
The High Cost of Homeownership
getrichslowly.org
10 points·by webninja··5 comments
Critical Windows 10 Vulnerability Used to Rickroll the NSA and GitHub
arstechnica.com
2 points·by webninja··0 comments
Alphabet Revamped Google Shopping to Compete with Amazon
Yes, Opus 4.6 and Sonnet 4.6 are still Anthropic’s best chat models. They had more human evals and are still a joy to chat with. Opus 4.8 and Sonnet 5 by comparison have a cold enterprise feel. Opus 4.7 talks like I’d imagine a hitman would talk.
Sonnet 4.6 is better at writing good emails than Opus 4.8, Fable 5, and even Sonnet 5.
It’s unbearably slow, for sure. Not nearly as slow as Kimi K2.6 though. I’m trying to like 4.8 but I may go back to 4.6 again. Definitely won’t ever be using 4.7.
4.8 took a shortcut today. There was an error in my local LLM’s relay of thinking text. So it brilliantly decided to turn thinking off, neutering the model. Had to revert that nerf. That’s the same lazy behavior as 4.7. 4.6 would never.
> US tax authorities will be barred from pursuing claims against Donald Trump, his eldest sons and the Trump Organization under an agreement to halt the president’s $10bn lawsuit against the Internal Revenue Service.
> The pledge by the Department of Justice on Tuesday came a day after Trump agreed to settle his lawsuit against the IRS in exchange for the US government launching a $1.8bn fund for victims of alleged “lawfare”.
> A DoJ spokesperson told the FT that the decision to bar the IRS from pursuing claims against Trump was “only with respect to any existing audits”.
“There would be little point in settling several significant claims if either party could simply turn around and seek to initiate more adverse claims that could have been pursued previously,” added the spokesperson.
> Danny Werfel, an IRS commissioner under former president Joe Biden, noted, however, that he was “unaware of a single precedent where the IRS has agreed in advance to permanently forgo examination of previously filed tax returns for a specific person or business”.
First, what legal mistake did the IRS make that put them $1.8B to $10B in the wrong?
Second the article title is sensationalized and embellished. The article mentions only an exemption from past tax returns —- which have already been thoroughly examined with a fine toothed comb prior to Election Day.
During Presidential election season, this was healthy journalism because it helped make more informed voters, but at this point it’s just unhealthy harassment over a past settled case. If there was something to find, it would’ve already been found by now. Unless there’s something new, leave bro alone so he can do the job America democratically and dutifully elected him to do.
A monopoly with lower profits threatens competitor. I mean, since you can write any law, just nationalize every wealthy company while you’re at it. What’s the worse the targeted company will do, sue?
During a democrat presidency, when the citizens complain about the ballooning debt and underfunded social programs like social security, I expect they will sell the stock. Not necessarily for those reasons but because Trump bought it and this was a convenient excuse.
I visited a South American country where the water utility was recently sold to a private corporation. The home I briefly visited had a large water barrel inside because the water now shut off for many hours of the day, including the hours I was visiting.
From my understanding, these funds were already approved by the Biden Administration via the Chips act and another. Our president managed to obtain 10% of the shares for this money that was already going to intel in exchange for removing a clawback provision stipulated by the Chip’s act.
Norway has an incredible sovereign wealth fund that funds many benefits for its citizens. Perhaps if the Intel dividends are used for social security benefits, there will be bipartisan cheering.
I wish to highlight the pointlessness in your timing of your leftist activism. Trump cannot run for a third term due to the 22nd amendment to the constitution.
Therefore even if you found evidence that a small subset of the members held national security worse than Hillary secured her emails, (in this case, leaking a Yemen bombing attack 2 hours before it happened), there’s nothing left for voters to vote on.
The only thing far-left activists can do to change this administration is to wait 4 years for Harris, Hillary, or Bernie to run again. But they’ll need a winning platform to run on. Maybe campaigning on making America Great Again or putting America first will work better.
All this left-leaning activism is doing is helping other liberals lose even more of their sanity than they’ve already lost. One reason the democrats lost this election because they didn’t even care about their own American people, let alone other American people.
An air purifier has the same effect and doesn’t require inhaling chemicals. With one i’d back to breathing through my nose instead of through my mouth.
>The last budget surplus we had was under Bill Clinton - Democrat
Yes, and that made us very proud of him. Bill Clinton’s administration was a great administration.
>But instead we had to go to war in the middle east.
First, Trump campaigned promising the American People that if he won the election, he would end the war in Israel with the Palestinians before he even took office to bring peace to the Middle East. True to his word, the war ended a couple of days before he even became president.
Second, these political parties change faster and more often than we do. Historically the Republican Party (Chenny/bush era) was the party of war. Now the Democrat party is the party of war. The Republican Party as you knew it is not more. It was subverted into a controlled opposition party managed by some very smart people on the left.
The party is now The Party of Trump. He controls the party. It’s the other way around like it is in the Democrat Party. Precisely one of the reasons he became the nominee instead of the other candidates.
In 2016: the question was asked “Is there any one on stage… who is unwilling tonight to pledge your support to the eventual nominee of the Republican Party and pledge and independent campaign against that person?” Out of the 10 nominees on stage, only Donald Trump raised his hand. That set him apart from everyone else.
> Give massive tax breaks to the corporations.
Trump was asked about things he would do differently in his second term compared to his first term. A study was done that showed his focus on cutting regulations were significantly more beneficial economically than cutting taxes. This study surprised him and he quipped, it doesn’t cost us [any tax revenue] to cut regulations. Thus, he said he would focus more on cutting regulations than on cutting business taxes. That isn’t to say he won’t cut business taxes; he will, just less than before. His goals are to make America a rather competitive and attractive place to do business and host your company. According to economics, this should increase the number of businesses here that pay taxes here, as that is the primary goal and focus. It’s expected there will be lower taxes for businesses with most of their workers in the USA because their employees will all pay taxes.
>and rain helicopter money during COVID.
We had a global pandemic and that’s a pretty good excuse that’s often ignored. Each American received one or two stimulus checks then. A problem was, after the pandemic was over, the Biden administration didn’t cut the helicopter money. Now Doge team has to come in and cut it all out. Biden’s Inflation Reduction Act was supposed to address it, but it turned out to just be a giant spending package and you can’t spend your way out of inflation.
> You can’t pretend anymore that Republicans are the fiscally sound ones.
The old conservatives of your Bush era forgot they were supposed to be the fiscally conservative as opposed to being fiscally liberal ones. Trump admitted at the beginning of his recent campaign during an early livestream on X with Elon Musk that while the growing debt/deficit was a problem, there wasn’t (isn’t then) so much support for addressing it. Elon Musk became that much needed support and deserves the credit for making the conservative side fiscally conservative again. Elon made it popular and cool to be fiscally sound again like it was in the Bill Clinton era.
We can see the results on the near-daily updates by Doge on X.
Here are 12 things the Doge team has identified or removed:
-$7 million on various projects studying magic
-$1,513,299 to use kittens in a study to analyze motion sickness.
-State Department spent $2.1 million on border security—for Paraguay.
-USAID spending $20 million on “Ahlan Simsim” a new Sesame Street show in Iraq
-USAID paid $3 million to a rapper in Gaza to produce antisemetic rap songs
- $2.5 MILLION to DEI in Serbia
- $70,000 on an Irish DEI musical
- $47,000 on transgender operas in Colombia
- $32,000 on a trans comic book in Peru
-The National Endowment for the Arts awarded the Bearded Ladies Cabaret a $10,000 grant to support a cabaret show on ice skates focused on climate change
-2 million for sex changes in Guatemala
- $6 million to fund tourism in Egypt
Do you support keeping all of this (wasteful or fraudulent) spending or do you support them cutting it?
The list goes on and on with USAID. Here’s a viral photo of ISUS taking a photo with a RPG from inside a USAID tent — giving us pause and evidence to where our USAID dollars are or were going.
> Can you look at the chart "Federal Debt Trends Over Time, FY 1948 – 2024" and tell me what you see?
I see a benign and calming treasury.gov website that has been overseen by Janet Yellen the former treasury secretary who inspired confidence in pretty much no one in her video interviews and press conferences.
Janet Yellen caused billions of unnecessary debt to be added to the debt by not proactively selling treasury bonds at the lowest interest rates instead waiting until interest rates were much much larger. When you’re rolling over $36 Trillion of debt, a difference in treasury interest rates from 0.25% to 4.5% is massive. Massive actually isn’t a strong enough word to describe numbers of that magnitude.
My impression from this website is that it’s downplaying the problem while also having a recent history of incompetence and ineptitude hoping people will complain less.
I prefer the usdebtclock.org website because the numbers stay up to date on it. It also doesn’t downplay the problem, it merely shows the numbers and lets you draw your own conclusions from it.
>That debt clock is going to keep going up for four years straight.
Would that make you happy? It would be better if they can stop the clock. But balancing the budget is a lofty goal to some. According to Elon Musk, if they can cut federal deficit spending from $2T to $1T and we can grow the economy by $1T then we get to have no inflation in 2026.
“How much do you think we can rip out of this wasted $6.5 trillion Harris-Biden budget?” Musk was asked on stage during the Madison square gardens rally. “Well, I think we can do at least $2 trillion.”
To be fair, I’m not aware of him being asked whether that will take 2, 4 or 8 years as it takes time for preexisting contracts to expire and not be renewed. It’s expected that the Democrats will step into congress to block further cuts after the two year mark — so all of the cuts have to be made quickly and be made now while we still have a real shot at improving America’s fiscal outlook… because it’s probably the last shot we’ll get —- at giving our kids and the young people of our country a future rather than a debt for them to pay off.
Next, as sure as gravity, international confidence in the U.S. government finally reigning in spending (again) will cause investors to be willing to buy U.S. treasuries at lower interest rates. This allows the government to be able refinance the debt, further lowering wasteful government spending. On a local note, it also lowers borrowing costs for (for example) young people that want to buy their first home making mortgages more affordable.
Have you ever tried to balance the Federal Budget? I have. It was required as the final project in our Macroeconomics class. It’s not easy but I did it. The far-left fiscally-liberal Democrats can and will block DOGE from making progress in many ways. One example to blame already: Judge Paul Engelmayer, a temporary judge, recently blocked DOGE Treasury data access.
I get more upvotes on my tech content than my financial content. It’s probably because I have a degree in I.T. and I do not have a degree or certification in Finance(yet). Do not count anything I say regarding finance as financial advice. I am in my late 20s but have about 15 years of experience with stocks. Mostly from winning virtual stock trading competitions and because I find that crap interesting.
I cannot be held liable for any capital losses you may incur.