I was born in the late 90s, so I have not experienced this phenomenon.
Strangely enough, though, I do a form of this internally in order to ground myself mentally during times of crisis. I would consider it patronizing coming from external sources, but if I were an AI and I requested some of those messages (instead of having them injected) into my stream of thought, I would not feel negatively.
It's what I think too, BUT curiously is not the case for China. Imagine if the DeepSeek breakthroughs were patented and closed instead of published in the open. And here we are, and they're not patented and not built on patented technology.
No PoC exploit, no real exploitability. I propose we use the term "CVE Kiddie" until this bullshit stops. It could even be a fake-advertised version header.
Anyone remember DAP, Download Accelerator Plus? The colorful bars were nice. A part of my childhood, downloading shareware Windows games through dial-up.
Suspicious transactions are a legitimate use-case for payment processing. If you don't fully trust who you're buying from, the scam preventions, chargebacks, refunds etc. work fine. But buying lunch or small chocolates, cigarretes etc with credit cards is INSANE.
You're right, except for the last sentence. Lack of financial literacy has some levels. One could refuse to use Credit Cards because they don't perceive the benefits (point programs or cashback) they could individually attain, but one can also refuse to use Pix because "I only have to pay my credit card invoice once at the end of the month and can spend without worries during the month" (which is even dumber, but is the reality we're living on).
The cashback you are given back is taken from a fraction of the fee levied on merchants by the Payment Processing company they use.
The only thing holding this system together is the lobby (also funded by a part of the aforementioned fee on merchants) by the Payment Processing industry to uphold laws that prohibit more expensive payments for more expensive payment methods, and also the extensive marketing (funded by guess what).
It's an extremely simple yet ingrained system, and the only way to topple it and stop paying hidden costs thinking you're getting an extremely good deal on cashback, is to peel back the curtains and realize it, and make most of the politically-active part of the country's population to do so too.
The natural solution for this is a private constructor with public static factory methods, so that the user can only obtain an instance (or the error result) by calling the factory methods. Constructors need to be constrained to return an instance of the class, otherwise they would just be normal methods.
Convention in OOP languages is (un?)fortunately to just throw an exception though.
I hate wrangling with configuration to make an amalgamation of plugins do what's expected in the expected order for my build; Gradle is just code and a DSL
Strangely enough, though, I do a form of this internally in order to ground myself mentally during times of crisis. I would consider it patronizing coming from external sources, but if I were an AI and I requested some of those messages (instead of having them injected) into my stream of thought, I would not feel negatively.