I think it only allows contactless payments. No matter if from a card or phone or whatever that is equipped with NFC payments that is compatible with the merchant app.
I have established a way of dealing with and taking from 'facts' by following these steps:
1. What is said? Do I understand it? Where does it come from?
2. How is it to be understood? How to interpret it?
3. What does it signify? Can it be classified and/or compared with other known things?
4. What can be taken from it? What implications does it have?
Looking at news in this way, it is clearly visible, how most things that are communicated answer 3. and 4., omitting its foundations 1. and 2. Sometimes the bias is created by changing 2.
(The fine-definition of the steps is still in the works. So far, I am very happy with this method. It helps me a lot to understand things and what things are really about. Suggestions?)