Funny to see this "epiphany" just now. Maybe one solution would be to store files on bittorrent and Blockchain pointing to a bittorrent link ? There are already multiple webclients for bt, this would not be an issue. Reliability would "just" depend on the number of peers
My boss told me he had a stutter as a young boy. Went to a specialist, he said "stop watching Winnie the Pooh". No more stutter after that. I was shocked
Betting is contrary to investing but anyway, going along on your argument :
Betting on a company failure on long term is called "Insurance". Insurance companies bet that your house will burn for example. Do you think it's viable on long term for individuals (a.k.a, lambda people) to bet ( "invest" ) this way ?