Games are minor issue now, to the point I buy new games on Steam without even checking compatibility, because they just work (or have the same problems Windows does anyway).
Windows' strong point is basically some large software vendors just don't support Linux (Photoshop, finance software, etc). And of course corporate. For the day to day 'casual' user Linux is every bit as good. But, much as we all had to 'learn' Windows when we started using it, so there will be at least a little learning required for Linux.
Refer to my point on past inputs. If a human suddenly said to the machine "change of rules, now you have to play by these new rules" the AI suddenly gets immensely dumber and will apply useless solutions.
I think the argument is more that they only work from past inputs, they interpret the world the way they are told to. It is not that 'AI' can do things humans can't (otherwise the argument fails for many technical things, like a car at speed).
If your bet is on the former, how does it create an entirely new, irrational thought?
Does Coinbase stake on the user's behalf? Do they take a cut? What is Coinbase doing with the staked crypto?
Don't regular banks turn your deposits into investments (securities) that provide returns which become your interest?
Is the idea here that Coinbase is doing nothing but passing your crypto to the 'investment banks' to trade with and earn your return, then just depositing that 'interest' back?