If they refinanced in 2020 then they likely bought in 2019 or earlier. If prices fell to 2019 levels it would be a crash —- and probably merit all sorts of government response including lowering interest rates. No one that entered the market before 2020 is “screwed”.
Housing prices even in the markets hit hardest by 2008 recovered in ten years. You aren’t stuck living in your current home forever.
If you bought an investment property then relax, there’s no indicator that rents are going to decrease anytime soon.
* 75 percent of the time I leave the website and never return.
* About 25 percent of the time I load the website in sandbox way —- a container or private mode. The website’s intentions are clear and I don’t trust them.
I really enjoy the 49” ultrawide 1000R format Samsung has been pioneering. It’s the size/resolution of two 27” 1440p monitors next to each other, has a buttery smooth refresh rate, and a curve that makes viewing more comfortable and natural.
The new quantum dot displays are also very innovative.
That’s because it’s a logical appeal. The argument is: Eating meat causes suffering to the animal. Eating meat is unnecessary for a human life. Eating meat causes unnecessary suffering.
> No, I took the actual definition, and you just don't like it.
You didn’t take the actual definition. Look at the GMO wiki, and the first sentence defines the term in such a way to restrict it to organisms created with more modern techniques. When having conversations with people it’s important to have a shared vocabulary with people. Having a different vocabulary creates miscommunications. It can be especially hard to assume best intent of people are using a non-standard definition because it is a technique purposefully done around scientific and academic jargon to achieve political ends.
Plastic is an oil (by)product and the oil industry is one of the top three lobbies in the US. We cannot count on public institutions to seriously address this issue.
There’s been a steady decrease in my smartphone use from 2016 till today. In the past I used my phone 6+ hours a day. Yesterday I used it to check email once for 3 minutes, I opened safari three times for an average of less than 60 seconds in each use, and used 2FA 5 times. It was a slightly higher than average smartphone use day.
As a person that is mostly indifferent about my iPhone I don’t understand who would buy a dumb phone. Is it for the price sensitive? Is it for people that don’t know how to use a smartphone? Is it for security sensitive? Is it for people with cellphone addicted?
I started daily using non-windows OS in 2004. Ever since then I’ve been finding more and more ways to remove Windows from my life. I work for companies that use macOS —- I use proton to play video games —- I have found alternatives for virtually every application I run. I occasionally use a public computer, a friends computer, or interact with systems that run on Windows Embedded.
I feel as if this journey has given me a deeper understanding of computers (a valuable skill), it has definitely provided me with more enjoyable user experiences and a more productive computational environment. My response to being exposed to non-Microsoft software was to migrate towards it. I do not understand why this response isn’t more universal.
Rising interest rates is likely to have a significant downward pressure on home prices. Think carefully before entering a very leveraged position (like the 3.5% down FHA loan) in the current market.
It’s potentially bad because the market isn’t as simple as “keep inflation at 2%”. We also want GDP growth and low unemployment. The tools we have to decrease inflation can hurt both of those metrics. This means our position is risky, and the treatment to reduce inflation might have strong consequences.
GTA has a satirical take on American culture told through a rags to riches story of a criminal. It’s humorous, filled with exaggerated characters, action packed, and tells the familiar Scarface-like story.
This gives them more (young) users, a better connection to their users, a ton of patents, and jumps them out of the smartphone era. They are dead in the water without a gambit of a similar size, buying up the competition (their previous primary strategy) only works as long as regulatory agencies are willing to play ball.
1. There is a fixed amount of realestate that must be shared by a growing population.
2. Inflation means the cost of everything is increasing. Why wouldn’t that provide significant upward pressure on homes?
3. Local governments spend a lot of effort maintaining high real-estate values. You can’t fight city hall.