I have two cards in Apple Pay, a Capital One credit card and a Wells Fargo debit card. When I added my Capital One card I was asked to log into their mobile app to verify the card. This seems highly secure. Someone may have my stolen credit card details, but they're not going to have my banking passwords (if they did, I'd have bigger things to worry about).
Wells Fargo didn't even offer that as an option. They had me ring up a call center. Apple provided secure ways to verify identity, but only one of my two banks seems to have been bothered to implement them.
I have two cards in Apple Pay, a Capital One credit card and a Wells Fargo debit card. When I added my Capital One card I was asked to log into their mobile app to verify the card. This seems highly secure. Someone may have my stolen credit card details, but they're not going to have my banking passwords (if they did, I'd have bigger things to worry about).
Wells Fargo didn't even offer that as an option. They had me ring up a call center. Apple provided secure ways to verify identity, but only one of my two banks seems to have been bothered to implement them.