"Only the man who does not need it, is fit to inherit wealth--the man who would make his own fortune no matter where he started. If an heir is equal to his money, it serves him; if not, it destroys him." - I think she's still basing it on merit. While I disagree with some of what she says, and she says a lot, she does a decent job of staying consistent.
I joined MENSA for the card. When I went to Kinko's to laminate it, I didn't read the instructions on the wall, and the laminate melted to the machine. I had to get the Kinko's guy to open the machine for me, but by then the card was bubbling. When he scraped it out and saw what it was, he laughed. He laughed so hard.
Is it worth joining MENSA? If you want to belong to a club that would have me as a member.