I never understood why people rely on the + trick to determine the source of new spam. Wouldn't a smart spammer / list-seller simply strip the suffix from all @gmail.com addresses?
So I've got a question. Isn't using a password manager with unique, big, long, randomly generated passwords per site essentially the same as two-factor authentication? Something I know (the master password) and something I have (the encrypted password list). The password list lives on my laptop, on my phone, etc.
Furthermore, when I use 2 factor auth, I end up storing the lose-your-phone recovery password in the password manager anyway, so I'm probably missing the point of the SMS-, token- or Authy- based validation anyway.
Q-6: Does a taxpayer have gain or loss upon an exchange of virtual currency for other property?
A-6: Yes. If the fair market value of property received in exchange for virtual currency exceeds the taxpayer’s adjusted basis of the virtual currency, the taxpayer has taxable gain.