unfreeze it just for that report. You can ask the bank, credit card, mortgage loaner which credit bureau they use and then unfreeze your account for 2 weeks.
This sounds like a purely mathematical output that hasnt been observed yet. Interesting, but like string theory, its pretty much math manipulation until you get what you want.
True, I believe it does lead to a well rounded individual to study the arts and humanities, but with the cost of a college degree, the ROI on those courses ($900 per course) is not worth the investment.
applied STEM will pay off for the investment. I still take college courses online after my Masters in CS. I really enjoy learning about humanities and arts at a cheaper CC during my free time.