Yup. Using in production for a rather large monitoring UI via the awesome https://github.com/japgolly/scalajs-react project. Nothing but good things to say about it.
* No physical checkbook. (No matter how much it sucks, you still need one)
* Interest rate is appallingly low
* Can't have multiple accounts (ING allows you to have single checking account and unlimited savings accounts)
The only benefit I see so far of Simple over ING is their UX. That is important, but I've never really been bothered by ING's UX to begin with. And the whole benefit of Simple from what I can gather is they help you find transactions / patterns. I spend 95% of my discretionary income through my CC first. My bank account has like four transactions a month: pay off CC, pay off mortgage, etc. Unless they also got a CC or provided a service like Mint, I just don't see the big deal.
It's not just about the refunds. The real issue is that they deny developers apps and give them no more than an up or down vote. And when you try and talk to somebody, they don't even give you the courtesy of a real conversation. Apple is nothing without its legions of fans. Those fans start with a kernel of developers and tech enthusiasts. You think my mom would have bought an iPhone if her geeky son didn't harass her for months that it's the only phone worth having? You think my sister-in-law wouldn't have bought a Mac if I hadn't convinced her that it isn't this scary OS that's so different from Windows?
I understand Apple has business contracts. I understand they are out to make money. All we're asking is that they stop being such profound douchebags in the process. All we're asking is that they stop shitting on the very people who helped build their success. All we're asking is they stop FREAKING people out with their man-behind-the-curtain/NDA-siging/cyborg-talking dev program.
>For starters, the stripped-down version of the OS presents fewer options for attackers, removing applications and features such as support for Adobe Flash and Java, which they might otherwise be able to exploit for vulnerabilities.
What does that even mean? It would be more vulnerable if it had Java installed?