The use of backup/recovery email account is to safeguard another account. if you bought all under one roof, then it's like "paying internet bill to hackers for hacking your account"
30 years is just beginning, don't even bother about it
Focus in your goal - Business
Become a freelancer, lot of freelancing websites are there - elance,odesk,freelancer etc., etc.,
use your skills - php or js or whatever you know, and try to get some work and pay your bills.
if you can't even get one freelancing work, then consider it as you don't have exposure skills
if you can't complete a taken work, then you have to improve your skills