He is implying that the algorithms used by insurance companies are optimizing for profit instead of solely accessing the risk of payout. In other words, Tesla drivers are willing to pay a higher premium to mitigate the same risk.
What cloud platform services have they shutdown? Project churn in other parts of the business doesn't mean I shouldn't trust their container service or load balancers.
The two aren't mutually exclusive. He's kind of like Batman. He might operate outside of the law but he's a hero to the people and fights corruption in the system.