Why not just use a standard SIP-account?
You can use it with the softphone of your choice.
Much like email.
For instance Ekiga on desktop or Zoiper on mobile.
And a SIP-account from diamondcard.us
The original definition of inflation is a decrease in the value of money.And since the value of money really is a measure of what value there is to buy divided by total amount of money it is quite clear that "printing money" causes inflation.
Not really.The bank needs two kinds of government issued money.One is cash, to cover their clients withdrawals.The other is government issued electronic money(reserves) to cover transfers between banks(as demanded by clients).
Yes.
The bank gets the house if the borrower fails to pay.
The rent should go to the borrowers fellow citizens.
As compensation for devaluation of their money.
During most of the existence of the US of America its competitors(Spain, Portugal...) failed to recognize property rights of ordinary citizens.This is destroying the foundation for your success.
The only point of the patent system "is to encourage inventors to publicly document how their invention works so other people can use it (with licensing), instead of keeping it secret and possibly having the knowledge lost over time."
If propert rights included poor people's properties nobody would have to pay 24% interest.This happened 100-300 years ago in Europe and America.According to Hernando de Soto this is what it takes to make capitalism work.If you leave out the majority of people you tend to leave out, if not the majority,a large fraction of the capital.
Maybe it has something to do with the fact that(due to its largely african(mores) population) some southern dialects are as much arabic as portugese dialects?