Ditto for me. I love Apple Music. I canceled my Spotify subscription prior to this news after using Apple Music and finding it more then satisfied my needs.
Surprised you had that experience. I've been using them for awhile now, and I think they are great. I usually get bad razor burn while shaving, but using the Shave Butter and Executive razor I get a awesome shave.
made me think about those old BMG (i think it was) music clubs were you could purchase 12 CDs for 3 cents, and all you had to do is buy x amount of CDs per year. Wonder if the artist got paid for those.
Lets pretend for a second that it's not that the artist is NOT getting paid for 3 months, but they (Apple) are delaying their payment for 3 months. The 3 months Free is to entice people into subscribing to Apple Music, and the more people that end up scribing the better.
I think at the end of the day (or end of 3 months) more people will have subscribed to Apple Music then before and the artist will be making more money.
Personally i think the real winners are the record labels who seem to get the lions share of the money.
Also when Goole Music was released it was free for a limited time... did they pay artist/record labels?
For online transactions, least in my business, it's not the banks that eat the fraud charges it's the business. If someone uses your card to purchases services, and then later there is a charge back due to you reporting fraud, my business would lose the money that was paid from the card and would be fined $25 dollars. So for example say someone signed up for a VoIP service, made a bunch of calls through that service that were charged. You later check your credit card, see some fraudulent charges and then do a charge back. Well the bank/credit card company gets the money from the VoIP service and fines them.