Pakistan was created for political reasons to keep India busy and to make sure USSR don't get such huge country as its ally.
It is now 75 years and Pakistan is still used by USA, Russia, China, UK and even smaller countries like Sri Lanka to keep India occupied.
Pakistan never should had existed.
It was created with a great human tragedy, it will go down with a great human tragedy.
Pakistan with 250 million population is out of money, power, oil, fertilizer and even food and water because they are spending 1/3rd of their money maintaining their army.
The disruption has to come from bypassing credit card companies like Visa and Mastercard.
In India, almost every merchant is using UPI which saves them fees of credit card processing.
The world banking is getting more advanced and technical and I am sure payment gateways can bypass the credit card and currency conversion fees with direct bank to bank transfer.
For larger Amount, we are asking our customers to use Wise instead of stripe or PayPal as the saving for us is significant.
Yes. They only do bank to bank. But there is definitely a business model here.
If you can offer subscription model and can do bank to bank transfer with 0.5% fees, you will disrupt the whole subscription industry relying on visa/Master card monopoly. Not only this, banks also charge very high currency conversion fees which you can disrupt.
You of course need to build lot of things from scratch but with most of the banking now a days going online with new APIs, it is possible.
We are paying roughly 9% fees to stripe which includes currency conversion charges.
So if a customer pays us $100, we are getting $91 to our bank account which is absolutely ridiculous.
If anyone looking for next $10B-$100B business idea, work on making the transaction fees to 1% and you can take business from stripe and PayPal immediately.
Wise.com is doing this and I hope more such companies work on this.
This is why India need Farm and Agricultural reforms. India can produce far more wheat (both for domestic usage and export) if they industrialize their agriculture.
Reddit is pretty much built on argument and war of words. They send you instant alert if someone replies to you via 3 channels and want you to check that reply with constant highlighting of new mesages.
They want you to keep track of your karma and get positive dopamine hit with the upvote alerts.
These sites are like drugs. I am surprised why there is not much talk about this.
It will definitely hurt us financially as we have around 10 domains with 20 email ids. We can't delete them due to older emails but can't complain as Google did allowed free account for 10 years.
I hope there is a service Migration of emails from Gmail to other platforms.
For webmasters, the damage these rogue bots, tor, hack attempts can just bring down the whole business. I think more and more smaller websites will be opting for cloudflare in coming days.
Are Skype and Whatsapp even comparable? Whatsapp was competing with SMS (at least in developing countries) and it had a killer feature of making groups. Anyone who had a phone moved to WhatsApp overnight as they didn't wanted to pay for SMS.
I can use Ruby on Rails but I don't think an RoR app can handle thousands of comments per minute in an optimised way. I run a midsize app in Rails 5 and already having lot of scaling issues.
Iirc Reddit stopped open sourcing their code from 2017 and I guess understanding and running that 12 year old spaghetti code wasn't worth it anyway. I don't see anything useful on their github page too https://github.com/reddit