Ask YC: Provide Health Insurance at Start-Up?

5 pointsby NoMoreSnowvor 19 Jahren5 comments

All, I'm wondering if folks have been costing health insurance when seeking capital. Do start-ups leave the health insurance to the individual employees to figure out themselves?

Thanks, NoMoreSnow

6 comments

plusbryanvor 19 Jahren

We're all on a plan at Kaiser here at Xobni. They are the web 2.0 of the hospital world, really. I'm amazed that my doctor not only has an email address, but checks and responds to it. The online lab results is pretty awesome too.

plusbryanvor 19 Jahren

And I think they're pretty reasonably priced. I don't know exactly how much we pay per employee though.

ALeevor 19 Jahren

We are on Carefirst BlueCross BlueShield here in DC, we just chose one of the smallest plans for our business. You should definitely cost it out (and it's expected). Some startups do a lump sum per month. Others get a quote from an insurance agency. If you're just looking for a financial cost, check out RedFin's financial model (they're based in Seattle)- http://blog.guykawasaki.com/2007/10/glenn-kelmans-f.html.

mwertyvor 19 Jahren

Can't the YC companies band together and negotiate better rates given that they already know each other pretty well?

[deleted]vor 19 Jahren

NoMoreSnowvor 19 Jahren

I'll check out whether Kaiser serves Phoenix to get a hard number and I will also check the Redfin model.

This is very helpful, thank you both!