A Savings App Designed by a Behavioral Economist(theatlantic.com)

27 pointsby kerckervor 11 Jahren2 comments

A Savings App Designed by a Behavioral Economist

http://www.theatlantic.com/business/archive/2015/11/savings-app-behavioral-economist/414522/?single_page=true

2 comments

nekgrimvor 11 Jahren

YNAB (and surely other apps) works that way. Your money is affected to the budget you want, not "free to spend". They have a nice 9 day course about managing your budget (Email: https://www.youneedabudget.com/method/nine-day-course, PDF: http://www.youneedabudget.com/downloads/9DayCourse.pdf)

I may be a bit biased because I really love this app, but it helped me a lot to stop throwing money on useless things.

mediusvor 11 Jahren

Side note: Jesse (founder of YNAB) is an amazing speaker with a great sense of humor. His story about bootstrapping YNAB is hugely inspiring to me. I highly recommend his 2014 Microconf talk (https://vimeo.com/95653848) if anyone is interested.