For your particular case, you're referring to some of the slower blockchians. There are much faster and essentially free blockchains (like Base or Solana) which solve 1-3 on your list. UX still an issue.
Correct me if I'm wrong but this seems like a poorly messaged setting and an overreaction by users on X. Sounds like they will use a commercial AI when you use Dropbox AI to ask about a document.
https://usdc.cool - I wanted to track the supply of the stablecoin USDC, and check against their audits. Another benefit was trying to see what happens to the USDC supply during certain crypto events, like crashes or pumps.
Turns out it's quite interesting. When crypto goes down, many folks sell into USDC, which causes more USDC buying by the exchanges. But when crypto goes up, people often get in with USDC.
So basically: USDC goes up. And since this money is sitting in Circle's bank accounts, imagine what happens when the Feds raise interest rates. $CND is the SPAC supposedly taking Circle public, if it ever goes through.
Napster is one of the two or three products that spawned a completely different world, entirely tossing established and antiquated rules on their head.
Of course, very directly, Spotify would not exist without Napster.
But a step further, it opened the eyes to end-users about their collective power, and the beauty of distributed distribution. It was the first proof that "regular" users would buy into such a thing. Napster, in many ways, gave birth to BitTorrent, Bitcoin, and all of the derivative work thereof.