I just went to a talk by a software engineer in SF who was talking about effective altruism and how he personally donates 33% of this income to charity every year...
The one thing about personal finance blogs that consistently bother me is that they always feel incredibly selfish. How much do they donate to charity every year? Given the attitude of scrimping every penny I’m guessing very little to none.
I didn’t find this particularly insightful, and disagree with many of the points made.
First of all the post is arguing for more semantic HTML and says nothing about using semantic HTML5 tags over <div>? AFAIK semantic tags didn’t even exist before HTML5 which is definitely not the 90s.
I also find using the <table> element generally be bad practice. There are much better/easier ways to build responsive tables using grid or flexbox than dealing with <tr>/<thead>/<td> everywhere.
I take issue with a product that markets to consumers as an easy way to authenticate for the purpose of pulling or pushing funds, but is actually authorizing developers to scrape years of transaction history in 20 minutes, my real time balance, my phone/email/address etc. without another level of permission. It’s disgusting.
I just wanted an alternative to microdeposits to prove to an app that I own a bank account, not give the app free range to steal all my bank data in the process of doing so.
Plaid needs to be exposed as one of the most unethical companies in SV. If people are worried about online privacy then they should really be worried about a company that is so deceiving and makes it basically impossible to revoke permissions on something as sensitive as access to your bank account and transaction history once granted.
Personally I think the younger generation will rethink the entire notion of what retirement is. The stereotype of counting the days til 65 and then all of a sudden you’re playing golf every day for the rest of your life is just comical.
I listened to the Rogan podcast and was definitely confused by some of the arguments he makes e.g. he claimed the celebrities are the "most miserable people in the world" because they get a disproportionate amount of hate directed toward them due to their status as public figures (or something). I don't believe that for a minute.
I was also a bit surprised by the discussion around questioning the truth behind climate change. Yes, we should be scientific about validating hypothesis about anything, but to nod along as Rogan said "there's no evidence" was a bit shocking.
I don’t really see a problem with LL questions. There’s only so many linked list question variations and they are a simpler subset of trees/graphs, which are useful and have more real world applications.
If I was interviewing I would be much happier if I was asked a LL question over a tree or graph problem.
I feel like flexbox works better for how I think about building apps in that I'm usually working on one feature at a time, not "laying out" an entire 2d page at once.
Not to shill for Peloton (I don't have one), but the success of SoulCycle and Barry's Bootcamp show that there's appetite for $32-$35/class "boutique" fitness classes. If you would otherwise go to either/or 1x-2x/week then the math does work in Peloton's favor when you factor in the class + transportation to/from + removing temptation of buying a $10 smoothie too + any "add-ons" you'd otherwise buy (e.g. water).
Triumph is a strong word. I personally enjoy being a generalist (have been an analyst, PM, and dev), but in my experience companies frown upon it and they will try to put you in jr roles despite having experience in various areas. On the other hand, I think my propensity to want to do a lot of things is probably my brain telling me that I shouldn't be joining a company or take a role where specialization is valued more highly than not.
A huge drawback to Google Fi I rarely hear about is that Google is just terrible at customer support. At least with T-Mobile I can call someone, chat with someone, go to a store, get Twitter support, and it's usually pretty quick.
The biggest plus is protection against SIM hijacking, which I agree is a big plus, but no one should be using SMS for 2FA anyway.
Interesting - I've been following bolt.com, which seems to guarantee zero chargebacks as well. Given Stripe's scale I now wonder why the value add for Bolt over Stripe is supposed to be now.
I mean higher fares happened a long time ago on both Uber and Lyft. I used to take regular UberX all around SF for <$10. Now I never see a regular Uber for less than $15 and regularly more than $20.
Curious: does anyone actively sell stocks in this situation - even if it's in a retirement portfolio you'd presumably not touch for a long time? I've sold some in the last few weeks though I know the general advice is not really to do anything.
I wonder what the default emotion is of most other creatures, specifically other mammals? To me, happiness is just a signal, just like sadness, anger, etc. It's your body telling you something is "good" or "bad" but isn't necessarily a natural feeling to be had 24/7.