I've seen this '50/30/20 rule' recommend before, in the UK press (financial articles) and by banks [1] and financial resources.
I'm interested in it's origin, whether it still holds true today (is the advice still valid) and alternatives strategies for comparison (given today's current economical climate, rising inflation and interest rates).
Lots of so called challenger banks offer virtual cards which can be used with merchants you do not trust, thus mitigating the risk of them having your ACTUAL card number which they can abuse/leak.
Can anyone recommend some good blog articles or books (aimed at lay people) on how the global economy works, bank interactions with other banks, and government management of inflation and interest rates?
I'd like to understand a bit about both the previous crash and the current banking crisis, but feel I need to do some background reading first.
Reading this[1] and getting the data structures/mental model correctly internalised in my head.
Although I do use git from the cli (or magit) primarily, this knowledge has helped me pick-up front end tools intuitively and have helped others when I've never used their preferred tool. All of this doesn't seem possible unless you've put in the effort learning what's going on behind the scenes. That is to say, git itself it neither user friendly nor intuitive it must be learned.
Knowing mercurial (hg) beforehand did slow my learning progress a bit with all the false-friends. You may find it easier to learn if you don't have to re-learn some naming.
I think this means, assuming it’s not a burner SIM bought with cash, that someone could “only” identify you were a signal user. They wouldn’t be able to see your social graph , who you contacted and when, from where, what was said, what groups you were in.
I also thought I’d read on HN recently that they were looking at making this optional in the future but don’t quote me on that !